We are approaching the end of the year. For the past couple of months, I watched my budget swirl down into a dark oblivion. I'm afraid this month is no different. The crap of it is that I had a budget for the holidays. I tore through that and then some. After all is said and done, I'd say I overspent by a couple of hundred dollars. Not bad, but I also overspent on eating out and even grocery shopping this month. I haven't finished working the numbers yet, but it looks like I will not be putting anything into savings from today's paycheck. I'm okay with it. I was hoping to have $15K by the end of March, after transferring $5K into my IRA. I'll be able to max out my IRA, but not sure if I'll be left with $15K. I'm okay with that. I'll have to be.
B is going out today and I plan on crunching the numbers today in peace. The damage may not be as bad I think it is, but either way I'm prepared for it and grateful that I am able to take this small bump in savings in stride. After all, I still have $$ to pay all my bills and feed (stuff) myself and B. All of my needs are taken care of and to be honest, quite a few of my wants. I really shouldn't complain.